FY2027 Small Area FMR · Gateway, CO

ZIP 81522 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81522 (Gateway, CO) is $1,280 a month, up 2.4% from FY2026. That is 0% equal to the Grand Junction, CO area-wide FMR of $1,282.

2-bedroom SAFMR$1,280per month ▲ 2.4%

Area-wide 2 BR FMR$1,282Grand Junction, CO

Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 1.1%

1 BR$1,020▲ 3.0%

2 BR$1,280▲ 2.4%

3 BR$1,770▲ 1.7%

4 BR$2,140▲ 1.9%

FY2027 FY2026

Where 81522 sits in the Grand Junction, CO area

Of the 20 ZIP codes HUD lists for the area, 81522 has the 11th highest two-bedroom Small Area FMR. Grand Junction, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$893	$880
1 bedroom	$1,020	$918 – $1,122	$1,017	$990
2 bedrooms	$1,280	$1,152 – $1,408	$1,282	$1,250
3 bedrooms	$1,770	$1,593 – $1,947	$1,775	$1,740
4 bedrooms	$2,140	$1,926 – $2,354	$2,143	$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 81522 lies mainly in Mesa County. See the Grand Junction, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81429	Paradox	20.4 mi	$1,110
81422	Naturita	21.7 mi	$1,060
81523	Glade Park	24.2 mi	$1,640
81411	Bedrock	25.6 mi	$1,320
84530	La Sal	26.5 mi	$1,420
81527	Whitewater	26.9 mi	$1,320

Questions

What is the Fair Market Rent for ZIP code 81522?

HUD's FY2027 Small Area Fair Market Rents for 81522 are $890 (studio), $1,020 (1 BR), $1,280 (2 BR), $1,770 (3 BR) and $2,140 (4 BR) a month.

What is the Section 8 payment standard in 81522?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81522 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81522?

The FY2026 income limits of the Grand Junction, CO area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.