FY2027 Small Area FMR · Ophir, CO

ZIP 81426 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81426 (Ophir, CO) is $1,630 a month, down 1.2% from FY2026. That is 0% equal to the San Miguel County, CO area-wide FMR of $1,631.

2-bedroom SAFMR$1,630per month ▼ 1.2%

Area-wide 2 BR FMR$1,631San Miguel County, CO

Rank in the area3rdof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,467

2 BR Small Area FMR$1,630

110% of SAFMR$1,793

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▼ 8.9%

1 BR$1,370▲ 8.7%

2 BR$1,630▼ 1.2%

3 BR$2,240▼ 2.2%

4 BR$2,530▼ 2.3%

FY2027 FY2026

Where 81426 sits in the San Miguel County, CO area

Of the 8 ZIP codes HUD lists for the area, 81426 has the 3rd highest two-bedroom Small Area FMR. San Miguel County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,631 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,630 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,136	$1,240
1 bedroom	$1,370	$1,233 – $1,507	$1,377	$1,260
2 bedrooms	$1,630	$1,467 – $1,793	$1,631	$1,650
3 bedrooms	$2,240	$2,016 – $2,464	$2,258	$2,290
4 bedrooms	$2,530	$2,277 – $2,783	$2,533	$2,590

A household renting a two-bedroom home at the Small Area FMR of $1,630 needs about $65,200 a year to keep housing costs at 30% of income. The area median family income is $131,100 and the 80% low-income limit for four people is $104,900. ZIP code 81426 lies mainly in San Miguel County. See the San Miguel County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81435	Telluride	3.2 mi	$1,640
81332	Rico	12.8 mi	$1,410
81430	Placerville	13.2 mi	$1,570
81323	Dolores	17.2 mi	$1,290
81432	Ridgway	17.5 mi	$1,680
81427	Ouray	18.8 mi	$1,510

Questions

What is the Fair Market Rent for ZIP code 81426?

HUD's FY2027 Small Area Fair Market Rents for 81426 are $1,130 (studio), $1,370 (1 BR), $1,630 (2 BR), $2,240 (3 BR) and $2,530 (4 BR) a month.

What is the Section 8 payment standard in 81426?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81426 that range is $1,467 to $1,793 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81426?

The FY2026 income limits of the San Miguel County, CO area apply: median family income $131,100, low-income (80%) limit $104,900 for a family of four.