FY2027 Small Area FMR · Placerville, CO
ZIP 81430 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81430 (Placerville, CO) is $1,570 a month, down 0.6% from FY2026. That is 4% below the San Miguel County, CO area-wide FMR of $1,631.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 81430 sits in the San Miguel County, CO area
Of the 8 ZIP codes HUD lists for the area, 81430 has the 4th highest two-bedroom Small Area FMR. San Miguel County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,631 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,130 | $1,017 – $1,243 | $1,136 | $1,190 |
| 1 bedroom | $1,330 | $1,197 – $1,463 | $1,377 | $1,200 |
| 2 bedrooms | $1,570 | $1,413 – $1,727 | $1,631 | $1,580 |
| 3 bedrooms | $2,170 | $1,953 – $2,387 | $2,258 | $2,200 |
| 4 bedrooms | $2,470 | $2,223 – $2,717 | $2,533 | $2,530 |
A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $131,100 and the 80% low-income limit for four people is $104,900. ZIP code 81430 lies mainly in San Miguel County. See the San Miguel County, CO county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 81430?
HUD's FY2027 Small Area Fair Market Rents for 81430 are $1,130 (studio), $1,330 (1 BR), $1,570 (2 BR), $2,170 (3 BR) and $2,470 (4 BR) a month.
What is the Section 8 payment standard in 81430?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81430 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 81430?
The FY2026 income limits of the San Miguel County, CO area apply: median family income $131,100, low-income (80%) limit $104,900 for a family of four.