FY2027 Small Area FMR · Fruita, CO

ZIP 81521 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81521 (Fruita, CO) is $1,610 a month, up 2.5% from FY2026. That is 26% above the Grand Junction, CO area-wide FMR of $1,282.

2-bedroom SAFMR$1,610per month ▲ 2.5%

Area-wide 2 BR FMR$1,282Grand Junction, CO

Rank in the area3rdof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,120▲ 0.9%

1 BR$1,280▲ 3.2%

2 BR$1,610▲ 2.5%

3 BR$2,230▲ 2.3%

4 BR$2,690▲ 2.3%

FY2027 FY2026

Where 81521 sits in the Grand Junction, CO area

Of the 20 ZIP codes HUD lists for the area, 81521 has the 3rd highest two-bedroom Small Area FMR. Grand Junction, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,120	$1,008 – $1,232	$893	$1,110
1 bedroom	$1,280	$1,152 – $1,408	$1,017	$1,240
2 bedrooms	$1,610	$1,449 – $1,771	$1,282	$1,570
3 bedrooms	$2,230	$2,007 – $2,453	$1,775	$2,180
4 bedrooms	$2,690	$2,421 – $2,959	$2,143	$2,630

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 81521 lies mainly in Mesa County. See the Grand Junction, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81524	Loma	10.0 mi	$1,510
81507	Grand Junction	11.8 mi	$1,750
81523	Glade Park	12.1 mi	$1,640
81525	Mack	13.1 mi	$1,280
81501	Grand Junction	14.5 mi	$1,260
81506	Grand Junction	14.8 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 81521?

HUD's FY2027 Small Area Fair Market Rents for 81521 are $1,120 (studio), $1,280 (1 BR), $1,610 (2 BR), $2,230 (3 BR) and $2,690 (4 BR) a month.

What is the Section 8 payment standard in 81521?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81521 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81521?

The FY2026 income limits of the Grand Junction, CO area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.