FY2027 Small Area FMR · Loma, CO

ZIP 81524 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81524 (Loma, CO) is $1,510 a month, up 0.7% from FY2026. That is 18% above the Grand Junction, CO area-wide FMR of $1,282.

2-bedroom SAFMR$1,510per month ▲ 0.7%

Area-wide 2 BR FMR$1,282Grand Junction, CO

Rank in the area6thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359

2 BR Small Area FMR$1,510

110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,050▼ 0.9%

1 BR$1,190▲ 0.8%

2 BR$1,510▲ 0.7%

3 BR$2,080■ 0.0%

4 BR$2,490▼ 0.4%

FY2027 FY2026

Where 81524 sits in the Grand Junction, CO area

Of the 20 ZIP codes HUD lists for the area, 81524 has the 6th highest two-bedroom Small Area FMR. Grand Junction, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,282 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,510 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,050	$945 – $1,155	$893	$1,060
1 bedroom	$1,190	$1,071 – $1,309	$1,017	$1,180
2 bedrooms	$1,510	$1,359 – $1,661	$1,282	$1,500
3 bedrooms	$2,080	$1,872 – $2,288	$1,775	$2,080
4 bedrooms	$2,490	$2,241 – $2,739	$2,143	$2,500

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $100,600 and the 80% low-income limit for four people is $80,500. ZIP code 81524 lies mainly in Mesa County. See the Grand Junction, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
81525	Mack	8.5 mi	$1,280
81521	Fruita	10.0 mi	$1,610
81505	Grand Junction	13.6 mi	$1,590
81630	De Beque	17.4 mi	$1,450
81506	Grand Junction	17.5 mi	$1,310
81501	Grand Junction	19.0 mi	$1,260

Questions

What is the Fair Market Rent for ZIP code 81524?

HUD's FY2027 Small Area Fair Market Rents for 81524 are $1,050 (studio), $1,190 (1 BR), $1,510 (2 BR), $2,080 (3 BR) and $2,490 (4 BR) a month.

What is the Section 8 payment standard in 81524?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81524 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81524?

The FY2026 income limits of the Grand Junction, CO area apply: median family income $100,600, low-income (80%) limit $80,500 for a family of four.