FY2027 Small Area FMR · Red Cliff, CO

ZIP 81649 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81649 (Red Cliff, CO) is $2,540 a month, up 2.4% from FY2026. That is 3% below the Eagle County, CO area-wide FMR of $2,607.

2-bedroom SAFMR$2,540per month ▲ 2.4%

Area-wide 2 BR FMR$2,607Eagle County, CO

Rank in the area9thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,286

2 BR Small Area FMR$2,540

110% of SAFMR$2,794

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,790▲ 4.7%

1 BR$1,950▲ 3.2%

2 BR$2,540▲ 2.4%

3 BR$3,070▲ 3.4%

4 BR$3,920▲ 2.1%

FY2027 FY2026

Where 81649 sits in the Eagle County, CO area

Of the 17 ZIP codes HUD lists for the area, 81649 has the 9th highest two-bedroom Small Area FMR. Eagle County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,607 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,540 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,790	$1,611 – $1,969	$1,815	$1,710
1 bedroom	$1,950	$1,755 – $2,145	$1,993	$1,890
2 bedrooms	$2,540	$2,286 – $2,794	$2,607	$2,480
3 bedrooms	$3,070	$2,763 – $3,377	$3,106	$2,970
4 bedrooms	$3,920	$3,528 – $4,312	$4,357	$3,840

A household renting a two-bedroom home at the Small Area FMR of $2,540 needs about $101,600 a year to keep housing costs at 30% of income. The area median family income is $125,600 and the 80% low-income limit for four people is $110,950. ZIP code 81649 lies mainly in Eagle County. See the Eagle County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80443	Frisco	6.0 mi	$3,590
81657	Vail	10.2 mi	$2,200
81645	Minturn	10.9 mi	$2,750
81620	Avon	13.3 mi	$2,870
80498	Silverthorne	14.9 mi	$2,470
80424	Breckenridge	15.1 mi	$3,020

Questions

What is the Fair Market Rent for ZIP code 81649?

HUD's FY2027 Small Area Fair Market Rents for 81649 are $1,790 (studio), $1,950 (1 BR), $2,540 (2 BR), $3,070 (3 BR) and $3,920 (4 BR) a month.

What is the Section 8 payment standard in 81649?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81649 that range is $2,286 to $2,794 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81649?

The FY2026 income limits of the Eagle County, CO area apply: median family income $125,600, low-income (80%) limit $110,950 for a family of four.