FY2027 Small Area FMR · Vail, CO

ZIP 81657 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 81657 (Vail, CO) is $2,200 a month, up 4.8% from FY2026. That is 16% below the Eagle County, CO area-wide FMR of $2,607.

2-bedroom SAFMR$2,200per month ▲ 4.8%

Area-wide 2 BR FMR$2,607Eagle County, CO

Rank in the area17thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,980

2 BR Small Area FMR$2,200

110% of SAFMR$2,420

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,530▲ 5.5%

1 BR$1,680▲ 5.0%

2 BR$2,200▲ 4.8%

3 BR$2,620▲ 4.0%

4 BR$3,680▲ 12.9%

FY2027 FY2026

Where 81657 sits in the Eagle County, CO area

Of the 17 ZIP codes HUD lists for the area, 81657 has the 17th highest two-bedroom Small Area FMR. Eagle County, CO is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,607 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,530	$1,377 – $1,683	$1,815	$1,450
1 bedroom	$1,680	$1,512 – $1,848	$1,993	$1,600
2 bedrooms	$2,200	$1,980 – $2,420	$2,607	$2,100
3 bedrooms	$2,620	$2,358 – $2,882	$3,106	$2,520
4 bedrooms	$3,680	$3,312 – $4,048	$4,357	$3,260

A household renting a two-bedroom home at the Small Area FMR of $2,200 needs about $88,000 a year to keep housing costs at 30% of income. The area median family income is $125,600 and the 80% low-income limit for four people is $110,950. ZIP code 81657 lies mainly in Eagle County. See the Eagle County, CO county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
80498	Silverthorne	5.3 mi	$2,470
81649	Red Cliff	10.2 mi	$2,540
81655	Wolcott	10.8 mi	$2,340
80443	Frisco	11.0 mi	$3,590
81620	Avon	12.2 mi	$2,870
81632	Edwards	16.2 mi	$2,440

Questions

What is the Fair Market Rent for ZIP code 81657?

HUD's FY2027 Small Area Fair Market Rents for 81657 are $1,530 (studio), $1,680 (1 BR), $2,200 (2 BR), $2,620 (3 BR) and $3,680 (4 BR) a month.

What is the Section 8 payment standard in 81657?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 81657 that range is $1,980 to $2,420 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 81657?

The FY2026 income limits of the Eagle County, CO area apply: median family income $125,600, low-income (80%) limit $110,950 for a family of four.