FY2027 Small Area FMR · Coolin, ID

ZIP 83821 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 83821 (Coolin, ID) is $1,140 a month, up 6.5% from FY2026. That is 14% below the Bonner County, ID area-wide FMR of $1,328.

2-bedroom SAFMR$1,140per month ▲ 6.5%

Area-wide 2 BR FMR$1,328Bonner County, ID

Rank in the area16thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$860▲ 4.9%

1 BR$870▲ 6.1%

2 BR$1,140▲ 6.5%

3 BR$1,580▲ 5.3%

4 BR$1,840▲ 12.2%

FY2027 FY2026

Where 83821 sits in the Bonner County, ID area

Of the 19 ZIP codes HUD lists for the area, 83821 has the 16th highest two-bedroom Small Area FMR. Bonner County, ID is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,328 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$860	$774 – $946	$1,009	$820
1 bedroom	$870	$783 – $957	$1,015	$820
2 bedrooms	$1,140	$1,026 – $1,254	$1,328	$1,070
3 bedrooms	$1,580	$1,422 – $1,738	$1,839	$1,500
4 bedrooms	$1,840	$1,656 – $2,024	$2,191	$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $84,300 and the 80% low-income limit for four people is $70,400. ZIP code 83821 lies mainly in Bonner County. See the Bonner County, ID county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
83848	Nordman	9.6 mi	$1,140
83864	Sandpoint	15.8 mi	$1,470
83856	Priest River	16.8 mi	$1,140
83847	Naples	18.5 mi	$1,230
83852	Ponderay	21.1 mi	$1,350
99119	Cusick	21.4 mi	$1,310

Questions

What is the Fair Market Rent for ZIP code 83821?

HUD's FY2027 Small Area Fair Market Rents for 83821 are $860 (studio), $870 (1 BR), $1,140 (2 BR), $1,580 (3 BR) and $1,840 (4 BR) a month.

What is the Section 8 payment standard in 83821?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 83821 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 83821?

The FY2026 income limits of the Bonner County, ID area apply: median family income $84,300, low-income (80%) limit $70,400 for a family of four.