Income Limits by County

FY2027 Small Area FMR · Fernwood, ID

ZIP 83830 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 83830 (Fernwood, ID) is $1,160 a month, up 7.4% from FY2026. That is 4% above the Benewah County, ID area-wide FMR of $1,117.

2-bedroom SAFMR$1,160per month ▲ 7.4%
Area-wide 2 BR FMR$1,117Benewah County, ID
Rank in the area6thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044
2 BR Small Area FMR$1,160
110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 83830 sits in the Benewah County, ID area

$1,010$1,400median $1,380

Of the 9 ZIP codes HUD lists for the area, 83830 has the 6th highest two-bedroom Small Area FMR. Benewah County, ID is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,117 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

ZIP code 83830 crosses more than one HUD area. HUD also lists it under Shoshone County, ID (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$778$750
1 bedroom$940$846 – $1,034$954$830
2 bedrooms$1,160$1,044 – $1,276$1,117$1,080
3 bedrooms$1,520$1,368 – $1,672$1,547$1,460
4 bedrooms$1,860$1,674 – $2,046$1,731$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $82,700 and the 80% low-income limit for four people is $70,400. ZIP code 83830 lies mainly in Benewah County and Shoshone County. See the Benewah County, ID county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
83812Clarkia6.4 mi$1,200
83866Santa7.7 mi$1,150
83806Bovill10.8 mi$1,320
83834Harvard13.6 mi$1,170
83861Saint Maries16.9 mi$1,400
83823Deary18.0 mi$1,320

Questions

What is the Fair Market Rent for ZIP code 83830?

HUD's FY2027 Small Area Fair Market Rents for 83830 are $840 (studio), $940 (1 BR), $1,160 (2 BR), $1,520 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 83830?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 83830 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 83830?

The FY2026 income limits of the Benewah County, ID area apply: median family income $82,700, low-income (80%) limit $70,400 for a family of four.