Income Limits by County

FY2027 Small Area FMR · Moyie Springs, ID

ZIP 83845 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 83845 (Moyie Springs, ID) is $1,010 a month, up 4.1% from FY2026. That is 2% below the Boundary County, ID area-wide FMR of $1,026.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,026Boundary County, ID
Rank in the area6thof 6 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 83845 sits in the Boundary County, ID area

$1,010$1,470median $1,030

Of the 6 ZIP codes HUD lists for the area, 83845 has the 6th highest two-bedroom Small Area FMR. Boundary County, ID is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,026 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$779$740
1 bedroom$780$702 – $858$784$740
2 bedrooms$1,010$909 – $1,111$1,026$970
3 bedrooms$1,410$1,269 – $1,551$1,421$1,350
4 bedrooms$1,700$1,530 – $1,870$1,715$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $79,900 and the 80% low-income limit for four people is $70,400. ZIP code 83845 lies mainly in Boundary County. See the Boundary County, ID county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
83826Eastport12.6 mi$1,030
59935Troy15.8 mi$1,180
83805Bonners Ferry20.9 mi$1,030
83847Naples22.6 mi$1,230
83864Sandpoint29.8 mi$1,470
83848Nordman37.6 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 83845?

HUD's FY2027 Small Area Fair Market Rents for 83845 are $770 (studio), $780 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 83845?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 83845 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 83845?

The FY2026 income limits of the Boundary County, ID area apply: median family income $79,900, low-income (80%) limit $70,400 for a family of four.