Income Limits by County

FY2027 Small Area FMR · Clearfield, UT

ZIP 84089 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 84089 (Clearfield, UT) is $1,710 a month, down 1.7% from FY2026. That is 7% above the Ogden, UT area-wide FMR of $1,591.

2-bedroom SAFMR$1,710per month ▼ 1.7%
Area-wide 2 BR FMR$1,591Ogden, UT
Rank in the area12thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,539
2 BR Small Area FMR$1,710
110% of SAFMR$1,881

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 84089 sits in the Ogden, UT area

$1,460$2,850median $1,630

Of the 33 ZIP codes HUD lists for the area, 84089 has the 12th highest two-bedroom Small Area FMR. Ogden, UT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,591 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,710 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,270$1,143 – $1,397$1,184$1,300
1 bedroom$1,340$1,206 – $1,474$1,251$1,380
2 bedrooms$1,710$1,539 – $1,881$1,591$1,740
3 bedrooms$2,290$2,061 – $2,519$2,132$2,330
4 bedrooms$2,740$2,466 – $3,014$2,550$2,820

A household renting a two-bedroom home at the Small Area FMR of $1,710 needs about $68,400 a year to keep housing costs at 30% of income. The area median family income is $117,900 and the 80% low-income limit for four people is $94,300. ZIP code 84089 lies mainly in Davis County. See the Ogden, UT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
84075Syracuse8.2 mi$2,280
84037Kaysville9.7 mi$1,730
84041Layton10.2 mi$1,560
84087Woods Cross11.0 mi$1,920
84025Farmington11.1 mi$1,780
84015Clearfield11.2 mi$1,630

Questions

What is the Fair Market Rent for ZIP code 84089?

HUD's FY2027 Small Area Fair Market Rents for 84089 are $1,270 (studio), $1,340 (1 BR), $1,710 (2 BR), $2,290 (3 BR) and $2,740 (4 BR) a month.

What is the Section 8 payment standard in 84089?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 84089 that range is $1,539 to $1,881 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 84089?

The FY2026 income limits of the Ogden, UT area apply: median family income $117,900, low-income (80%) limit $94,300 for a family of four.