Income Limits by County

FY2027 Small Area FMR · Aguila, AZ

ZIP 85320 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85320 (Aguila, AZ) is $1,600 a month, down 9.6% from FY2026. That is 8% below the Phoenix-Mesa-Chandler, AZ area-wide FMR of $1,734.

2-bedroom SAFMR$1,600per month ▼ 9.6%
Area-wide 2 BR FMR$1,734Phoenix-Mesa-Chandler, AZ
Rank in the area164thof 225 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,440
2 BR Small Area FMR$1,600
110% of SAFMR$1,760

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 85320 sits in the Phoenix-Mesa-Chandler, AZ area

$1,380$2,600median $1,740

Of the 225 ZIP codes HUD lists for the area, 85320 has the 164th highest two-bedroom Small Area FMR. Phoenix-Mesa-Chandler, AZ is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,440 and $1,760 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,260$1,134 – $1,386$1,390$1,390
1 bedroom$1,380$1,242 – $1,518$1,493$1,530
2 bedrooms$1,600$1,440 – $1,760$1,734$1,770
3 bedrooms$2,150$1,935 – $2,365$2,287$2,380
4 bedrooms$2,400$2,160 – $2,640$2,537$2,660

A household renting a two-bedroom home at the Small Area FMR of $1,600 needs about $64,000 a year to keep housing costs at 30% of income. The area median family income is $112,400 and the 80% low-income limit for four people is $89,900. ZIP code 85320 lies mainly in Maricopa County. See the Phoenix-Mesa-Chandler, AZ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
85357Wenden15.8 mi$1,040
85390Wickenburg19.2 mi$1,520
85332Congress25.6 mi$1,480
85348Salome32.3 mi$1,130
85362Yarnell33.3 mi$1,550
85354Tonopah34.4 mi$1,520

Questions

What is the Fair Market Rent for ZIP code 85320?

HUD's FY2027 Small Area Fair Market Rents for 85320 are $1,260 (studio), $1,380 (1 BR), $1,600 (2 BR), $2,150 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 85320?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85320 that range is $1,440 to $1,760 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85320?

The FY2026 income limits of the Phoenix-Mesa-Chandler, AZ area apply: median family income $112,400, low-income (80%) limit $89,900 for a family of four.