FY2027 Small Area FMR · Congress, AZ

ZIP 85332 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85332 (Congress, AZ) is $1,480 a month, down 3.9% from FY2026. That is 5% below the Prescott Valley-Prescott, AZ area-wide FMR of $1,550.

2-bedroom SAFMR$1,480per month ▼ 3.9%

Area-wide 2 BR FMR$1,550Prescott Valley-Prescott, AZ

Rank in the area21stof 37 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,332

2 BR Small Area FMR$1,480

110% of SAFMR$1,628

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,040▼ 9.6%

1 BR$1,180▼ 8.5%

2 BR$1,480▼ 3.9%

3 BR$2,050▼ 1.9%

4 BR$2,250▼ 5.1%

FY2027 FY2026

Where 85332 sits in the Prescott Valley-Prescott, AZ area

Of the 37 ZIP codes HUD lists for the area, 85332 has the 21st highest two-bedroom Small Area FMR. Prescott Valley-Prescott, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,550 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,480 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,040	$936 – $1,144	$1,079	$1,150
1 bedroom	$1,180	$1,062 – $1,298	$1,242	$1,290
2 bedrooms	$1,480	$1,332 – $1,628	$1,550	$1,540
3 bedrooms	$2,050	$1,845 – $2,255	$2,146	$2,090
4 bedrooms	$2,250	$2,025 – $2,475	$2,263	$2,370

A household renting a two-bedroom home at the Small Area FMR of $1,480 needs about $59,200 a year to keep housing costs at 30% of income. The area median family income is $92,200 and the 80% low-income limit for four people is $76,300. ZIP code 85332 lies mainly in Yavapai County. See the Prescott Valley-Prescott, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85362	Yarnell	7.9 mi	$1,550
86332	Kirkland	18.3 mi	$1,480
85390	Wickenburg	19.2 mi	$1,520
86321	Bagdad	24.3 mi	$1,480
85320	Aguila	25.6 mi	$1,600
86338	Skull Valley	29.0 mi	$1,480

Questions

What is the Fair Market Rent for ZIP code 85332?

HUD's FY2027 Small Area Fair Market Rents for 85332 are $1,040 (studio), $1,180 (1 BR), $1,480 (2 BR), $2,050 (3 BR) and $2,250 (4 BR) a month.

What is the Section 8 payment standard in 85332?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85332 that range is $1,332 to $1,628 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85332?

The FY2026 income limits of the Prescott Valley-Prescott, AZ area apply: median family income $92,200, low-income (80%) limit $76,300 for a family of four.