Income Limits by County

FY2027 Small Area FMR · Duncan, AZ

ZIP 85534 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85534 (Duncan, AZ) is $1,050 a month, down 2.8% from FY2026. That is 1% above the Greenlee County, AZ area-wide FMR of $1,043.

2-bedroom SAFMR$1,050per month ▼ 2.8%
Area-wide 2 BR FMR$1,043Greenlee County, AZ
Rank in the area3rdof 4 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945
2 BR Small Area FMR$1,050
110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 85534 sits in the Greenlee County, AZ area

$1,050$1,120median $1,055

Of the 4 ZIP codes HUD lists for the area, 85534 has the 3rd highest two-bedroom Small Area FMR. Greenlee County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,043 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$726$740
1 bedroom$880$792 – $968$873$970
2 bedrooms$1,050$945 – $1,155$1,043$1,080
3 bedrooms$1,250$1,125 – $1,375$1,250$1,300
4 bedrooms$1,590$1,431 – $1,749$1,625$1,520

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $83,500 and the 80% low-income limit for four people is $67,200. ZIP code 85534 lies mainly in Greenlee County. See the Greenlee County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
85546Safford13.1 mi$1,140
88051Mule Creek21.3 mi$1,070
85540Morenci22.1 mi$1,060
88055Redrock23.3 mi$1,070
85551Solomon26.0 mi$1,140
88025Buckhorn30.7 mi$1,070

Questions

What is the Fair Market Rent for ZIP code 85534?

HUD's FY2027 Small Area Fair Market Rents for 85534 are $720 (studio), $880 (1 BR), $1,050 (2 BR), $1,250 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 85534?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85534 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85534?

The FY2026 income limits of the Greenlee County, AZ area apply: median family income $83,500, low-income (80%) limit $67,200 for a family of four.