FY2027 Small Area FMR · Safford, AZ

ZIP 85546 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85546 (Safford, AZ) is $1,140 a month, down 5.0% from FY2026. That is 2% below the Graham County, AZ area-wide FMR of $1,159.

2-bedroom SAFMR$1,140per month ▼ 5.0%

Area-wide 2 BR FMR$1,159Graham County, AZ

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▼ 9.0%

1 BR$900▼ 6.2%

2 BR$1,140▼ 5.0%

3 BR$1,510▼ 6.2%

4 BR$1,910▼ 5.0%

FY2027 FY2026

Where 85546 sits in the Graham County, AZ area

Of the 13 ZIP codes HUD lists for the area, 85546 has the 9th highest two-bedroom Small Area FMR. Graham County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,159 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$807	$890
1 bedroom	$900	$810 – $990	$894	$960
2 bedrooms	$1,140	$1,026 – $1,254	$1,159	$1,200
3 bedrooms	$1,510	$1,359 – $1,661	$1,503	$1,610
4 bedrooms	$1,910	$1,719 – $2,101	$1,937	$2,010

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $84,100 and the 80% low-income limit for four people is $67,300. ZIP code 85546 lies mainly in Graham County. See the Graham County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85534	Duncan	13.1 mi	$1,050
85540	Morenci	13.1 mi	$1,060
85551	Solomon	14.9 mi	$1,140
85552	Thatcher	24.1 mi	$1,120
85531	Central	25.7 mi	$1,540
88051	Mule Creek	28.3 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 85546?

HUD's FY2027 Small Area Fair Market Rents for 85546 are $810 (studio), $900 (1 BR), $1,140 (2 BR), $1,510 (3 BR) and $1,910 (4 BR) a month.

What is the Section 8 payment standard in 85546?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85546 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85546?

The FY2026 income limits of the Graham County, AZ area apply: median family income $84,100, low-income (80%) limit $67,300 for a family of four.