FY2027 Small Area FMR · Payson, AZ

ZIP 85541 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85541 (Payson, AZ) is $1,540 a month, down 6.7% from FY2026. That is 12% above the Gila County, AZ area-wide FMR of $1,380.

2-bedroom SAFMR$1,540per month ▼ 6.7%

Area-wide 2 BR FMR$1,380Gila County, AZ

Rank in the area2ndof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,386

2 BR Small Area FMR$1,540

110% of SAFMR$1,694

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,170▼ 6.4%

1 BR$1,180▼ 6.3%

2 BR$1,540▼ 6.7%

3 BR$1,890▼ 9.6%

4 BR$2,180▼ 9.9%

FY2027 FY2026

Where 85541 sits in the Gila County, AZ area

Of the 15 ZIP codes HUD lists for the area, 85541 has the 2nd highest two-bedroom Small Area FMR. Gila County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,380 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,540 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,170	$1,053 – $1,287	$1,048	$1,250
1 bedroom	$1,180	$1,062 – $1,298	$1,055	$1,260
2 bedrooms	$1,540	$1,386 – $1,694	$1,380	$1,650
3 bedrooms	$1,890	$1,701 – $2,079	$1,684	$2,090
4 bedrooms	$2,180	$1,962 – $2,398	$1,953	$2,420

A household renting a two-bedroom home at the Small Area FMR of $1,540 needs about $61,600 a year to keep housing costs at 30% of income. The area median family income is $78,900 and the 80% low-income limit for four people is $67,200. ZIP code 85541 lies mainly in Gila County. See the Gila County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85544	Pine	16.5 mi	$1,480
85554	Young	24.8 mi	$1,380
85553	Tonto Basin	24.9 mi	$1,380
85931	Forest Lakes	25.3 mi	$1,730
85263	Rio Verde	30.5 mi	$2,290
86024	Happy Jack	32.8 mi	$1,900

Questions

What is the Fair Market Rent for ZIP code 85541?

HUD's FY2027 Small Area Fair Market Rents for 85541 are $1,170 (studio), $1,180 (1 BR), $1,540 (2 BR), $1,890 (3 BR) and $2,180 (4 BR) a month.

What is the Section 8 payment standard in 85541?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85541 that range is $1,386 to $1,694 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85541?

The FY2026 income limits of the Gila County, AZ area apply: median family income $78,900, low-income (80%) limit $67,200 for a family of four.