FY2027 Small Area FMR · Pine, AZ
ZIP 85544 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85544 (Pine, AZ) is $1,480 a month, down 6.3% from FY2026. That is 7% above the Gila County, AZ area-wide FMR of $1,380.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 85544 sits in the Gila County, AZ area
Of the 15 ZIP codes HUD lists for the area, 85544 has the 3rd highest two-bedroom Small Area FMR. Gila County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,380 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,480 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,110 | $999 – $1,221 | $1,048 | $1,180 |
| 1 bedroom | $1,150 | $1,035 – $1,265 | $1,055 | $1,220 |
| 2 bedrooms | $1,480 | $1,332 – $1,628 | $1,380 | $1,580 |
| 3 bedrooms | $1,840 | $1,656 – $2,024 | $1,684 | $2,040 |
| 4 bedrooms | $2,110 | $1,899 – $2,321 | $1,953 | $2,330 |
A household renting a two-bedroom home at the Small Area FMR of $1,480 needs about $59,200 a year to keep housing costs at 30% of income. The area median family income is $78,900 and the 80% low-income limit for four people is $67,200. ZIP code 85544 lies mainly in Gila County. See the Gila County, AZ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 85544?
HUD's FY2027 Small Area Fair Market Rents for 85544 are $1,110 (studio), $1,150 (1 BR), $1,480 (2 BR), $1,840 (3 BR) and $2,110 (4 BR) a month.
What is the Section 8 payment standard in 85544?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85544 that range is $1,332 to $1,628 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 85544?
The FY2026 income limits of the Gila County, AZ area apply: median family income $78,900, low-income (80%) limit $67,200 for a family of four.