Income Limits by County

FY2027 Small Area FMR · Show Low, AZ

ZIP 85902 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85902 (Show Low, AZ) is $1,200 a month, down 4.0% from FY2026. That is 5% below the Navajo County, AZ area-wide FMR of $1,264.

2-bedroom SAFMR$1,200per month ▼ 4.0%
Area-wide 2 BR FMR$1,264Navajo County, AZ
Rank in the area24thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080
2 BR Small Area FMR$1,200
110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 85902 sits in the Navajo County, AZ area

$1,180$1,750median $1,270

Of the 34 ZIP codes HUD lists for the area, 85902 has the 24th highest two-bedroom Small Area FMR. Navajo County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,264 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$892$900
1 bedroom$930$837 – $1,023$966$950
2 bedrooms$1,200$1,080 – $1,320$1,264$1,250
3 bedrooms$1,490$1,341 – $1,639$1,567$1,540
4 bedrooms$1,590$1,431 – $1,749$1,661$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $63,000 and the 80% low-income limit for four people is $61,050. ZIP code 85902 lies mainly in Navajo County. See the Navajo County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
85901Show Low1.3 mi$1,350
85929Lakeside9.5 mi$1,390
85939Taylor9.6 mi$1,440
85934Pinedale12.0 mi$1,260
85912White Mountain Lake12.2 mi$1,440
85935Pinetop14.6 mi$1,420

Questions

What is the Fair Market Rent for ZIP code 85902?

HUD's FY2027 Small Area Fair Market Rents for 85902 are $860 (studio), $930 (1 BR), $1,200 (2 BR), $1,490 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 85902?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85902 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85902?

The FY2026 income limits of the Navajo County, AZ area apply: median family income $63,000, low-income (80%) limit $61,050 for a family of four.