FY2027 Small Area FMR · Pinetop, AZ

ZIP 85935 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85935 (Pinetop, AZ) is $1,420 a month, up 6.8% from FY2026. That is 12% above the Navajo County, AZ area-wide FMR of $1,264.

2-bedroom SAFMR$1,420per month ▲ 6.8%

Area-wide 2 BR FMR$1,264Navajo County, AZ

Rank in the area10thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,278

2 BR Small Area FMR$1,420

110% of SAFMR$1,562

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,000▲ 5.3%

1 BR$1,090▲ 4.8%

2 BR$1,420▲ 6.8%

3 BR$1,760▲ 6.7%

4 BR$1,870▲ 6.2%

FY2027 FY2026

Where 85935 sits in the Navajo County, AZ area

Of the 34 ZIP codes HUD lists for the area, 85935 has the 10th highest two-bedroom Small Area FMR. Navajo County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,264 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,000	$900 – $1,100	$892	$950
1 bedroom	$1,090	$981 – $1,199	$966	$1,040
2 bedrooms	$1,420	$1,278 – $1,562	$1,264	$1,330
3 bedrooms	$1,760	$1,584 – $1,936	$1,567	$1,650
4 bedrooms	$1,870	$1,683 – $2,057	$1,661	$1,760

A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $63,000 and the 80% low-income limit for four people is $61,050. ZIP code 85935 lies mainly in Navajo County. See the Navajo County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85929	Lakeside	5.1 mi	$1,390
85930	Mcnary	11.2 mi	$1,180
85902	Show Low	14.6 mi	$1,200
85940	Vernon	15.3 mi	$1,350
85901	Show Low	15.3 mi	$1,350
85941	Whiteriver	21.0 mi	$1,340

Questions

What is the Fair Market Rent for ZIP code 85935?

HUD's FY2027 Small Area Fair Market Rents for 85935 are $1,000 (studio), $1,090 (1 BR), $1,420 (2 BR), $1,760 (3 BR) and $1,870 (4 BR) a month.

What is the Section 8 payment standard in 85935?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85935 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85935?

The FY2026 income limits of the Navajo County, AZ area apply: median family income $63,000, low-income (80%) limit $61,050 for a family of four.