FY2027 Small Area FMR · Fort Apache, AZ

ZIP 85926 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 85926 (Fort Apache, AZ) is $1,180 a month, down 5.6% from FY2026. That is 7% below the Navajo County, AZ area-wide FMR of $1,264.

2-bedroom SAFMR$1,180per month ▼ 5.6%

Area-wide 2 BR FMR$1,264Navajo County, AZ

Rank in the area25thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,062

2 BR Small Area FMR$1,180

110% of SAFMR$1,298

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$850▼ 5.6%

1 BR$930▼ 2.1%

2 BR$1,180▼ 5.6%

3 BR$1,460▼ 5.2%

4 BR$1,560▼ 6.0%

FY2027 FY2026

Where 85926 sits in the Navajo County, AZ area

Of the 34 ZIP codes HUD lists for the area, 85926 has the 25th highest two-bedroom Small Area FMR. Navajo County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,264 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$850	$765 – $935	$892	$900
1 bedroom	$930	$837 – $1,023	$966	$950
2 bedrooms	$1,180	$1,062 – $1,298	$1,264	$1,250
3 bedrooms	$1,460	$1,314 – $1,606	$1,567	$1,540
4 bedrooms	$1,560	$1,404 – $1,716	$1,661	$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,180 needs about $47,200 a year to keep housing costs at 30% of income. The area median family income is $63,000 and the 80% low-income limit for four people is $61,050. ZIP code 85926 lies mainly in Navajo County. See the Navajo County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
85941	Whiteriver	3.6 mi	$1,340
85930	Mcnary	24.3 mi	$1,180
85935	Pinetop	24.7 mi	$1,420
85929	Lakeside	28.8 mi	$1,390
85550	San Carlos	30.2 mi	$1,340
85927	Greer	33.8 mi	$1,290

Questions

What is the Fair Market Rent for ZIP code 85926?

HUD's FY2027 Small Area Fair Market Rents for 85926 are $850 (studio), $930 (1 BR), $1,180 (2 BR), $1,460 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 85926?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 85926 that range is $1,062 to $1,298 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 85926?

The FY2026 income limits of the Navajo County, AZ area apply: median family income $63,000, low-income (80%) limit $61,050 for a family of four.