FY2027 Small Area FMR · Ash Fork, AZ
ZIP 86320 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86320 (Ash Fork, AZ) is $1,730 a month, down 1.1% from FY2026. That is 0% equal to the Flagstaff, AZ area-wide FMR of $1,729.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 86320 sits in the Flagstaff, AZ area
Of the 34 ZIP codes HUD lists for the area, 86320 has the 10th highest two-bedroom Small Area FMR. Flagstaff, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,729 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,730 for this ZIP code instead.
ZIP code 86320 crosses more than one HUD area. HUD also lists it under Prescott Valley-Prescott, AZ (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,440 | $1,296 – $1,584 | $1,438 | $1,410 |
| 1 bedroom | $1,560 | $1,404 – $1,716 | $1,555 | $1,550 |
| 2 bedrooms | $1,730 | $1,557 – $1,903 | $1,729 | $1,750 |
| 3 bedrooms | $2,110 | $1,899 – $2,321 | $2,109 | $2,210 |
| 4 bedrooms | $2,320 | $2,088 – $2,552 | $2,312 | $2,420 |
A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $106,000 and the 80% low-income limit for four people is $89,600. ZIP code 86320 lies mainly in Coconino County and Yavapai County. See the Flagstaff, AZ county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 86320?
HUD's FY2027 Small Area Fair Market Rents for 86320 are $1,440 (studio), $1,560 (1 BR), $1,730 (2 BR), $2,110 (3 BR) and $2,320 (4 BR) a month.
What is the Section 8 payment standard in 86320?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86320 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 86320?
The FY2026 income limits of the Flagstaff, AZ area apply: median family income $106,000, low-income (80%) limit $89,600 for a family of four.