Income Limits by County

FY2027 Small Area FMR · Dennehotso, AZ

ZIP 86535 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 86535 (Dennehotso, AZ) is $1,240 a month, down 7.5% from FY2026. That is 16% above the Apache County, AZ area-wide FMR of $1,071.

2-bedroom SAFMR$1,240per month ▼ 7.5%
Area-wide 2 BR FMR$1,071Apache County, AZ
Rank in the area8thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116
2 BR Small Area FMR$1,240
110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 86535 sits in the Apache County, AZ area

$1,060$1,750median $1,130

Of the 34 ZIP codes HUD lists for the area, 86535 has the 8th highest two-bedroom Small Area FMR. Apache County, AZ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,071 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$870$783 – $957$746$950
1 bedroom$950$855 – $1,045$819$1,040
2 bedrooms$1,240$1,116 – $1,364$1,071$1,340
3 bedrooms$1,580$1,422 – $1,738$1,483$1,690
4 bedrooms$1,720$1,548 – $1,892$1,790$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $54,600 and the 80% low-income limit for four people is $54,800. ZIP code 86535 lies mainly in Apache County. See the Apache County, AZ county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
86545Rock Point14.9 mi$1,070
86033Kayenta22.2 mi$1,240
84512Bluff24.5 mi$1,070
84531Mexican Hat26.3 mi$1,040
86547Round Rock27.9 mi$1,070
86514Teec Nos Pos29.0 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 86535?

HUD's FY2027 Small Area Fair Market Rents for 86535 are $870 (studio), $950 (1 BR), $1,240 (2 BR), $1,580 (3 BR) and $1,720 (4 BR) a month.

What is the Section 8 payment standard in 86535?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 86535 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 86535?

The FY2026 income limits of the Apache County, AZ area apply: median family income $54,600, low-income (80%) limit $54,800 for a family of four.