FY2027 Small Area FMR · Arroyo Seco, NM

ZIP 87514 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 87514 (Arroyo Seco, NM) is $1,290 a month, up 0.8% from FY2026. That is 0% equal to the Taos County, NM area-wide FMR of $1,292.

2-bedroom SAFMR$1,290per month ▲ 0.8%

Area-wide 2 BR FMR$1,292Taos County, NM

Rank in the area4thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,161

2 BR Small Area FMR$1,290

110% of SAFMR$1,419

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$900▼ 1.1%

1 BR$1,100▲ 2.8%

2 BR$1,290▲ 0.8%

3 BR$1,620▲ 1.9%

4 BR$1,940▼ 9.8%

FY2027 FY2026

Where 87514 sits in the Taos County, NM area

Of the 22 ZIP codes HUD lists for the area, 87514 has the 4th highest two-bedroom Small Area FMR. Taos County, NM is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,292 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$900	$810 – $990	$900	$910
1 bedroom	$1,100	$990 – $1,210	$1,104	$1,070
2 bedrooms	$1,290	$1,161 – $1,419	$1,292	$1,280
3 bedrooms	$1,620	$1,458 – $1,782	$1,626	$1,590
4 bedrooms	$1,940	$1,746 – $2,134	$1,932	$2,150

A household renting a two-bedroom home at the Small Area FMR of $1,290 needs about $51,600 a year to keep housing costs at 30% of income. The area median family income is $80,500 and the 80% low-income limit for four people is $64,400. ZIP code 87514 lies mainly in Taos County. See the Taos County, NM county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
87580	Valdez	3.0 mi	$1,290
87525	Taos Ski Valley	4.2 mi	$1,170
87529	El Prado	7.3 mi	$1,630
87564	San Cristobal	7.3 mi	$1,290
87513	Arroyo Hondo	9.4 mi	$1,290
87571	Taos	9.9 mi	$1,270

Questions

What is the Fair Market Rent for ZIP code 87514?

HUD's FY2027 Small Area Fair Market Rents for 87514 are $900 (studio), $1,100 (1 BR), $1,290 (2 BR), $1,620 (3 BR) and $1,940 (4 BR) a month.

What is the Section 8 payment standard in 87514?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 87514 that range is $1,161 to $1,419 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 87514?

The FY2026 income limits of the Taos County, NM area apply: median family income $80,500, low-income (80%) limit $64,400 for a family of four.