Income Limits by County

FY2027 Small Area FMR · Taos, NM

ZIP 87571 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 87571 (Taos, NM) is $1,270 a month, up 3.3% from FY2026. That is 2% below the Taos County, NM area-wide FMR of $1,292.

2-bedroom SAFMR$1,270per month ▲ 3.3%
Area-wide 2 BR FMR$1,292Taos County, NM
Rank in the area11thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143
2 BR Small Area FMR$1,270
110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 87571 sits in the Taos County, NM area

$1,160$1,630median $1,265

Of the 22 ZIP codes HUD lists for the area, 87571 has the 11th highest two-bedroom Small Area FMR. Taos County, NM is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,292 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$900$870
1 bedroom$1,080$972 – $1,188$1,104$1,030
2 bedrooms$1,270$1,143 – $1,397$1,292$1,230
3 bedrooms$1,600$1,440 – $1,760$1,626$1,530
4 bedrooms$1,940$1,746 – $2,134$1,932$2,060

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $80,500 and the 80% low-income limit for four people is $64,400. ZIP code 87571 lies mainly in Taos County. See the Taos County, NM county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
87529El Prado7.3 mi$1,630
87514Arroyo Seco9.9 mi$1,290
87557Ranchos De Taos11.3 mi$1,450
87580Valdez12.1 mi$1,290
87525Taos Ski Valley12.4 mi$1,170
87517Carson14.5 mi$1,290

Questions

What is the Fair Market Rent for ZIP code 87571?

HUD's FY2027 Small Area Fair Market Rents for 87571 are $880 (studio), $1,080 (1 BR), $1,270 (2 BR), $1,600 (3 BR) and $1,940 (4 BR) a month.

What is the Section 8 payment standard in 87571?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 87571 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 87571?

The FY2026 income limits of the Taos County, NM area apply: median family income $80,500, low-income (80%) limit $64,400 for a family of four.