FY2027 Small Area FMR · Panaca, NV

ZIP 89042 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 89042 (Panaca, NV) is $1,060 a month, down 9.4% from FY2026. That is 1% below the Lincoln County, NV area-wide FMR of $1,068.

2-bedroom SAFMR$1,060per month ▼ 9.4%

Area-wide 2 BR FMR$1,068Lincoln County, NV

Rank in the area4thof 5 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▼ 10.0%

1 BR$910▼ 9.9%

2 BR$1,060▼ 9.4%

3 BR$1,470▼ 9.8%

4 BR$1,770▼ 9.7%

FY2027 FY2026

Where 89042 sits in the Lincoln County, NV area

Of the 5 ZIP codes HUD lists for the area, 89042 has the 4th highest two-bedroom Small Area FMR. Lincoln County, NV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,068 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$824	$900
1 bedroom	$910	$819 – $1,001	$920	$1,010
2 bedrooms	$1,060	$954 – $1,166	$1,068	$1,170
3 bedrooms	$1,470	$1,323 – $1,617	$1,479	$1,630
4 bedrooms	$1,770	$1,593 – $1,947	$1,785	$1,960

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $98,900 and the 80% low-income limit for four people is $83,850. ZIP code 89042 lies mainly in Lincoln County. See the Lincoln County, NV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
84753	Modena	30.0 mi	$1,140
89008	Caliente	33.2 mi	$1,010
84725	Enterprise	33.3 mi	$1,420
84714	Beryl	33.9 mi	$1,140
89043	Pioche	36.1 mi	$1,070
84756	Newcastle	43.2 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 89042?

HUD's FY2027 Small Area Fair Market Rents for 89042 are $810 (studio), $910 (1 BR), $1,060 (2 BR), $1,470 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 89042?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 89042 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 89042?

The FY2026 income limits of the Lincoln County, NV area apply: median family income $98,900, low-income (80%) limit $83,850 for a family of four.