Income Limits by County

FY2027 Small Area FMR · Tonopah, NV

ZIP 89049 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 89049 (Tonopah, NV) is $1,340 a month, down 9.5% from FY2026. That is 0% equal to the Esmeralda County, NV area-wide FMR of $1,342.

2-bedroom SAFMR$1,340per month ▼ 9.5%
Area-wide 2 BR FMR$1,342Esmeralda County, NV
Rank in the area2ndof 4 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,206
2 BR Small Area FMR$1,340
110% of SAFMR$1,474

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 89049 sits in the Esmeralda County, NV area

$1,340$1,690median $1,340

Of the 4 ZIP codes HUD lists for the area, 89049 has the 2nd highest two-bedroom Small Area FMR. Esmeralda County, NV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,342 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,340 for this ZIP code instead.

ZIP code 89049 crosses more than one HUD area. HUD also lists it under Nye County, NV (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,019$1,080
1 bedroom$1,020$918 – $1,122$1,026$1,130
2 bedrooms$1,340$1,206 – $1,474$1,342$1,480
3 bedrooms$1,870$1,683 – $2,057$1,858$2,070
4 bedrooms$2,240$2,016 – $2,464$2,243$2,480

A household renting a two-bedroom home at the Small Area FMR of $1,340 needs about $53,600 a year to keep housing costs at 30% of income. The area median family income is $116,700 and the 80% low-income limit for four people is $91,050. ZIP code 89049 lies mainly in Nye County and Esmeralda County. See the Esmeralda County, NV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
89314Duckwater42.1 mi$1,190
89022Manhattan43.3 mi$1,130
89045Round Mountain53.1 mi$1,130
89017Hiko68.9 mi$1,070
89317Lund73.5 mi$1,190
89013Goldfield87.5 mi$1,340

Questions

What is the Fair Market Rent for ZIP code 89049?

HUD's FY2027 Small Area Fair Market Rents for 89049 are $980 (studio), $1,020 (1 BR), $1,340 (2 BR), $1,870 (3 BR) and $2,240 (4 BR) a month.

What is the Section 8 payment standard in 89049?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 89049 that range is $1,206 to $1,474 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 89049?

The FY2026 income limits of the Esmeralda County, NV area apply: median family income $116,700, low-income (80%) limit $91,050 for a family of four.