FY2027 Small Area FMR · Gabbs, NV

ZIP 89409 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 89409 (Gabbs, NV) is $1,150 a month, down 5.7% from FY2026. That is 0% equal to the Nye County, NV area-wide FMR of $1,149.

2-bedroom SAFMR$1,150per month ▼ 5.7%

Area-wide 2 BR FMR$1,149Nye County, NV

Rank in the area7thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,035

2 BR Small Area FMR$1,150

110% of SAFMR$1,265

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▼ 5.4%

1 BR$900▼ 10.0%

2 BR$1,150▼ 5.7%

3 BR$1,590▼ 5.9%

4 BR$1,920▼ 6.3%

FY2027 FY2026

Where 89409 sits in the Nye County, NV area

Of the 13 ZIP codes HUD lists for the area, 89409 has the 7th highest two-bedroom Small Area FMR. Nye County, NV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,149 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$877	$930
1 bedroom	$900	$810 – $990	$900	$1,000
2 bedrooms	$1,150	$1,035 – $1,265	$1,149	$1,220
3 bedrooms	$1,590	$1,431 – $1,749	$1,591	$1,690
4 bedrooms	$1,920	$1,728 – $2,112	$1,920	$2,050

A household renting a two-bedroom home at the Small Area FMR of $1,150 needs about $46,000 a year to keep housing costs at 30% of income. The area median family income is $75,700 and the 80% low-income limit for four people is $82,250. ZIP code 89409 lies mainly in Nye County and Mineral County. See the Nye County, NV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
89420	Luning	18.8 mi	$1,260
89427	Schurz	29.6 mi	$1,260
89415	Hawthorne	36.1 mi	$1,280
89422	Mina	46.9 mi	$1,260
89406	Fallon	51.5 mi	$1,370
89447	Yerington	55.0 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 89409?

HUD's FY2027 Small Area Fair Market Rents for 89409 are $880 (studio), $900 (1 BR), $1,150 (2 BR), $1,590 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 89409?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 89409 that range is $1,035 to $1,265 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 89409?

The FY2026 income limits of the Nye County, NV area apply: median family income $75,700, low-income (80%) limit $82,250 for a family of four.