FY2027 Small Area FMR · Luning, NV

ZIP 89420 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 89420 (Luning, NV) is $1,260 a month, down 9.4% from FY2026. That is 0% equal to the Mineral County, NV area-wide FMR of $1,254.

2-bedroom SAFMR$1,260per month ▼ 9.4%

Area-wide 2 BR FMR$1,254Mineral County, NV

Rank in the area2ndof 4 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134

2 BR Small Area FMR$1,260

110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▼ 9.5%

1 BR$960▼ 9.4%

2 BR$1,260▼ 9.4%

3 BR$1,750▼ 9.3%

4 BR$2,110▼ 9.4%

FY2027 FY2026

Where 89420 sits in the Mineral County, NV area

Of the 4 ZIP codes HUD lists for the area, 89420 has the 2nd highest two-bedroom Small Area FMR. Mineral County, NV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,254 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$950	$1,050
1 bedroom	$960	$864 – $1,056	$956	$1,060
2 bedrooms	$1,260	$1,134 – $1,386	$1,254	$1,390
3 bedrooms	$1,750	$1,575 – $1,925	$1,744	$1,930
4 bedrooms	$2,110	$1,899 – $2,321	$2,104	$2,330

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $67,700 and the 80% low-income limit for four people is $82,250. ZIP code 89420 lies mainly in Mineral County. See the Mineral County, NV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
89409	Gabbs	18.8 mi	$1,150
89415	Hawthorne	22.6 mi	$1,280
89422	Mina	28.2 mi	$1,260
89427	Schurz	33.3 mi	$1,260
93512	Benton	48.5 mi	$1,690
89447	Yerington	52.1 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 89420?

HUD's FY2027 Small Area Fair Market Rents for 89420 are $950 (studio), $960 (1 BR), $1,260 (2 BR), $1,750 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 89420?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 89420 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 89420?

The FY2026 income limits of the Mineral County, NV area apply: median family income $67,700, low-income (80%) limit $82,250 for a family of four.