FY2027 Small Area FMR · Ocotillo, CA
ZIP 92259 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 92259 (Ocotillo, CA) is $1,770 a month, up 9.3% from FY2026. That is 31% above the El Centro, CA area-wide FMR of $1,347.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 92259 sits in the El Centro, CA area
Of the 20 ZIP codes HUD lists for the area, 92259 has the 3rd highest two-bedroom Small Area FMR. El Centro, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,347 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,770 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,260 | $1,134 – $1,386 | $938 | $1,130 |
| 1 bedroom | $1,370 | $1,233 – $1,507 | $1,030 | $1,250 |
| 2 bedrooms | $1,770 | $1,593 – $1,947 | $1,347 | $1,620 |
| 3 bedrooms | $2,380 | $2,142 – $2,618 | $1,819 | $2,180 |
| 4 bedrooms | $2,930 | $2,637 – $3,223 | $2,251 | $2,700 |
A household renting a two-bedroom home at the Small Area FMR of $1,770 needs about $70,800 a year to keep housing costs at 30% of income. The area median family income is $75,500 and the 80% low-income limit for four people is $77,700. ZIP code 92259 lies mainly in Imperial County. See the El Centro, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 92259?
HUD's FY2027 Small Area Fair Market Rents for 92259 are $1,260 (studio), $1,370 (1 BR), $1,770 (2 BR), $2,380 (3 BR) and $2,930 (4 BR) a month.
What is the Section 8 payment standard in 92259?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 92259 that range is $1,593 to $1,947 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 92259?
The FY2026 income limits of the El Centro, CA area apply: median family income $75,500, low-income (80%) limit $77,700 for a family of four.