FY2027 Small Area FMR · Kernville, CA
ZIP 93238 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93238 (Kernville, CA) is $1,420 a month, up 10.1% from FY2026. That is 14% below the Bakersfield-Delano, CA area-wide FMR of $1,656.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 93238 sits in the Bakersfield-Delano, CA area
Of the 68 ZIP codes HUD lists for the area, 93238 has the 56th highest two-bedroom Small Area FMR. Bakersfield-Delano, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,656 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.
ZIP code 93238 crosses more than one HUD area. HUD also lists it under Visalia, CA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,090 | $981 – $1,199 | $1,265 | $980 |
| 1 bedroom | $1,090 | $981 – $1,199 | $1,273 | $990 |
| 2 bedrooms | $1,420 | $1,278 – $1,562 | $1,656 | $1,290 |
| 3 bedrooms | $1,960 | $1,764 – $2,156 | $2,293 | $1,780 |
| 4 bedrooms | $2,370 | $2,133 – $2,607 | $2,768 | $2,130 |
A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $81,900 and the 80% low-income limit for four people is $77,700. ZIP code 93238 lies mainly in Tulare County and Kern County. See the Bakersfield-Delano, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 93238?
HUD's FY2027 Small Area Fair Market Rents for 93238 are $1,090 (studio), $1,090 (1 BR), $1,420 (2 BR), $1,960 (3 BR) and $2,370 (4 BR) a month.
What is the Section 8 payment standard in 93238?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93238 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 93238?
The FY2026 income limits of the Bakersfield-Delano, CA area apply: median family income $81,900, low-income (80%) limit $77,700 for a family of four.