Income Limits by County

FY2027 Small Area FMR · Pismo Beach, CA

ZIP 93449 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93449 (Pismo Beach, CA) is $3,220 a month, down 0.6% from FY2026. That is 18% above the San Luis Obispo-Paso Robles, CA area-wide FMR of $2,720.

2-bedroom SAFMR$3,220per month ▼ 0.6%
Area-wide 2 BR FMR$2,720San Luis Obispo-Paso Robles,
Rank in the area2ndof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,898
2 BR Small Area FMR$3,220
110% of SAFMR$3,542

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 93449 sits in the San Luis Obispo-Paso Robles, CA area

$2,190$3,720median $2,720

Of the 41 ZIP codes HUD lists for the area, 93449 has the 2nd highest two-bedroom Small Area FMR. San Luis Obispo-Paso Robles, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,720 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,220 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,240$2,016 – $2,464$1,894$2,230
1 bedroom$2,460$2,214 – $2,706$2,079$2,470
2 bedrooms$3,220$2,898 – $3,542$2,720$3,240
3 bedrooms$4,300$3,870 – $4,730$3,634$4,350
4 bedrooms$4,980$4,482 – $5,478$4,208$4,980

A household renting a two-bedroom home at the Small Area FMR of $3,220 needs about $128,800 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $122,400. ZIP code 93449 lies mainly in San Luis Obispo County. See the San Luis Obispo-Paso Robles, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
93433Grover Beach3.4 mi$2,720
93409San Luis Obispo4.3 mi$2,820
93424Avila Beach4.8 mi$2,830
93401San Luis Obispo5.6 mi$3,070
93445Oceano8.3 mi$2,410
93407San Luis Obispo8.4 mi$2,820

Questions

What is the Fair Market Rent for ZIP code 93449?

HUD's FY2027 Small Area Fair Market Rents for 93449 are $2,240 (studio), $2,460 (1 BR), $3,220 (2 BR), $4,300 (3 BR) and $4,980 (4 BR) a month.

What is the Section 8 payment standard in 93449?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93449 that range is $2,898 to $3,542 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93449?

The FY2026 income limits of the San Luis Obispo-Paso Robles, CA area apply: median family income $129,600, low-income (80%) limit $122,400 for a family of four.