Income Limits by County

FY2027 Small Area FMR · Templeton, CA

ZIP 93465 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93465 (Templeton, CA) is $3,720 a month, up 4.5% from FY2026. That is 37% above the San Luis Obispo-Paso Robles, CA area-wide FMR of $2,720.

2-bedroom SAFMR$3,720per month ▲ 4.5%
Area-wide 2 BR FMR$2,720San Luis Obispo-Paso Robles,
Rank in the area1stof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,348
2 BR Small Area FMR$3,720
110% of SAFMR$4,092

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 93465 sits in the San Luis Obispo-Paso Robles, CA area

$2,190$3,720median $2,720

Of the 41 ZIP codes HUD lists for the area, 93465 has the 1st highest two-bedroom Small Area FMR. San Luis Obispo-Paso Robles, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,720 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,720 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,590$2,331 – $2,849$1,894$2,450
1 bedroom$2,840$2,556 – $3,124$2,079$2,710
2 bedrooms$3,720$3,348 – $4,092$2,720$3,560
3 bedrooms$4,970$4,473 – $5,467$3,634$4,780
4 bedrooms$5,750$5,175 – $6,325$4,208$5,470

A household renting a two-bedroom home at the Small Area FMR of $3,720 needs about $148,800 a year to keep housing costs at 30% of income. The area median family income is $129,600 and the 80% low-income limit for four people is $122,400. ZIP code 93465 lies mainly in San Luis Obispo County. See the San Luis Obispo-Paso Robles, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
93422Atascadero5.7 mi$2,610
93446Paso Robles8.5 mi$2,720
93442Morro Bay10.3 mi$2,580
93430Cayucos12.4 mi$2,410
93432Creston14.8 mi$2,840
93405San Luis Obispo16.5 mi$2,820

Questions

What is the Fair Market Rent for ZIP code 93465?

HUD's FY2027 Small Area Fair Market Rents for 93465 are $2,590 (studio), $2,840 (1 BR), $3,720 (2 BR), $4,970 (3 BR) and $5,750 (4 BR) a month.

What is the Section 8 payment standard in 93465?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93465 that range is $3,348 to $4,092 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93465?

The FY2026 income limits of the San Luis Obispo-Paso Robles, CA area apply: median family income $129,600, low-income (80%) limit $122,400 for a family of four.