Income Limits by County

FY2027 Small Area FMR · Caruthers, CA

ZIP 93609 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 93609 (Caruthers, CA) is $1,600 a month, up 1.9% from FY2026. That is 5% below the Fresno, CA area-wide FMR of $1,685.

2-bedroom SAFMR$1,600per month ▲ 1.9%
Area-wide 2 BR FMR$1,685Fresno, CA
Rank in the area63rdof 95 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,440
2 BR Small Area FMR$1,600
110% of SAFMR$1,760

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 93609 sits in the Fresno, CA area

$1,500$2,620median $1,690

Of the 95 ZIP codes HUD lists for the area, 93609 has the 63rd highest two-bedroom Small Area FMR. Fresno, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,685 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,600 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,290$1,161 – $1,419$1,354$1,270
1 bedroom$1,290$1,161 – $1,419$1,363$1,280
2 bedrooms$1,600$1,440 – $1,760$1,685$1,570
3 bedrooms$2,220$1,998 – $2,442$2,333$2,180
4 bedrooms$2,540$2,286 – $2,794$2,671$2,510

A household renting a two-bedroom home at the Small Area FMR of $1,600 needs about $64,000 a year to keep housing costs at 30% of income. The area median family income is $91,300 and the 80% low-income limit for four people is $77,700. ZIP code 93609 lies mainly in Fresno County. See the Fresno, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
93652Raisin City5.2 mi$1,500
93656Riverdale6.6 mi$1,500
93706Fresno9.5 mi$1,500
93242Laton9.6 mi$1,500
93725Fresno10.1 mi$1,650
93627Helm11.5 mi$1,500

Questions

What is the Fair Market Rent for ZIP code 93609?

HUD's FY2027 Small Area Fair Market Rents for 93609 are $1,290 (studio), $1,290 (1 BR), $1,600 (2 BR), $2,220 (3 BR) and $2,540 (4 BR) a month.

What is the Section 8 payment standard in 93609?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 93609 that range is $1,440 to $1,760 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 93609?

The FY2026 income limits of the Fresno, CA area apply: median family income $91,300, low-income (80%) limit $77,700 for a family of four.