FY2027 Small Area FMR · Loma Mar, CA

ZIP 94021 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94021 (Loma Mar, CA) is $3,930 a month, up 1.6% from FY2026. That is 6% above the San Francisco, CA area-wide FMR of $3,697.

2-bedroom SAFMR$3,930per month ▲ 1.6%

Area-wide 2 BR FMR$3,697San Francisco, CA

Rank in the area29thof 113 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,537

2 BR Small Area FMR$3,930

110% of SAFMR$4,323

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,740▲ 2.6%

1 BR$3,190▼ 0.3%

2 BR$3,930▲ 1.6%

3 BR$5,140▲ 4.0%

4 BR$5,780▲ 12.9%

FY2027 FY2026

Where 94021 sits in the San Francisco, CA area

Of the 113 ZIP codes HUD lists for the area, 94021 has the 29th highest two-bedroom Small Area FMR. San Francisco, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,697 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,740	$2,466 – $3,014	$2,574	$2,670
1 bedroom	$3,190	$2,871 – $3,509	$3,003	$3,200
2 bedrooms	$3,930	$3,537 – $4,323	$3,697	$3,870
3 bedrooms	$5,140	$4,626 – $5,654	$4,832	$4,940
4 bedrooms	$5,780	$5,202 – $6,358	$5,439	$5,120

A household renting a two-bedroom home at the Small Area FMR of $3,930 needs about $157,200 a year to keep housing costs at 30% of income. The area median family income is $200,800 and the 80% low-income limit for four people is $168,100. ZIP code 94021 lies mainly in San Mateo County. See the San Francisco, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
94060	Pescadero	1.7 mi	$3,930
94020	La Honda	2.7 mi	$4,100
94074	San Gregorio	5.4 mi	$3,600
94028	Portola Valley	8.3 mi	$3,790
94304	Palo Alto	9.0 mi	$3,880
94022	Los Altos	9.6 mi	$3,990

Questions

What is the Fair Market Rent for ZIP code 94021?

HUD's FY2027 Small Area Fair Market Rents for 94021 are $2,740 (studio), $3,190 (1 BR), $3,930 (2 BR), $5,140 (3 BR) and $5,780 (4 BR) a month.

What is the Section 8 payment standard in 94021?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94021 that range is $3,537 to $4,323 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94021?

The FY2026 income limits of the San Francisco, CA area apply: median family income $200,800, low-income (80%) limit $168,100 for a family of four.