FY2027 Small Area FMR · Pacifica, CA
ZIP 94044 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94044 (Pacifica, CA) is $4,170 a month, up 2.0% from FY2026. That is 13% above the San Francisco, CA area-wide FMR of $3,697.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 94044 sits in the San Francisco, CA area
Of the 113 ZIP codes HUD lists for the area, 94044 has the 14th highest two-bedroom Small Area FMR. San Francisco, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,697 for two bedrooms; an agency that opts in to Small Area FMRs would use $4,170 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,900 | $2,610 – $3,190 | $2,574 | $2,820 |
| 1 bedroom | $3,390 | $3,051 – $3,729 | $3,003 | $3,380 |
| 2 bedrooms | $4,170 | $3,753 – $4,587 | $3,697 | $4,090 |
| 3 bedrooms | $5,450 | $4,905 – $5,995 | $4,832 | $5,220 |
| 4 bedrooms | $6,130 | $5,517 – $6,743 | $5,439 | $5,420 |
A household renting a two-bedroom home at the Small Area FMR of $4,170 needs about $166,800 a year to keep housing costs at 30% of income. The area median family income is $200,800 and the 80% low-income limit for four people is $168,100. ZIP code 94044 lies mainly in San Mateo County. See the San Francisco, CA metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 94044?
HUD's FY2027 Small Area Fair Market Rents for 94044 are $2,900 (studio), $3,390 (1 BR), $4,170 (2 BR), $5,450 (3 BR) and $6,130 (4 BR) a month.
What is the Section 8 payment standard in 94044?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94044 that range is $3,753 to $4,587 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 94044?
The FY2026 income limits of the San Francisco, CA area apply: median family income $200,800, low-income (80%) limit $168,100 for a family of four.