Income Limits by County

FY2027 Small Area FMR · San Francisco, CA

ZIP 94147 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94147 (San Francisco, CA) is $3,540 a month, up 2.6% from FY2026. That is 4% below the San Francisco, CA area-wide FMR of $3,697.

2-bedroom SAFMR$3,540per month ▲ 2.6%
Area-wide 2 BR FMR$3,697San Francisco, CA
Rank in the area71stof 113 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,186
2 BR Small Area FMR$3,540
110% of SAFMR$3,894

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94147 sits in the San Francisco, CA area

$3,250$5,050median $3,590

Of the 113 ZIP codes HUD lists for the area, 94147 has the 71st highest two-bedroom Small Area FMR. San Francisco, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,697 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,540 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,470$2,223 – $2,717$2,574$2,380
1 bedroom$2,880$2,592 – $3,168$3,003$2,850
2 bedrooms$3,540$3,186 – $3,894$3,697$3,450
3 bedrooms$4,630$4,167 – $5,093$4,832$4,410
4 bedrooms$5,210$4,689 – $5,731$5,439$4,570

A household renting a two-bedroom home at the Small Area FMR of $3,540 needs about $141,600 a year to keep housing costs at 30% of income. The area median family income is $200,800 and the 80% low-income limit for four people is $168,100. ZIP code 94147 lies mainly in San Francisco County. See the San Francisco, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94188San Francisco0.0 mi$3,540
94102San Francisco0.3 mi$3,250
94103San Francisco0.5 mi$3,930
94115San Francisco1.2 mi$4,160
94108San Francisco1.3 mi$3,250
94109San Francisco1.4 mi$3,250

Questions

What is the Fair Market Rent for ZIP code 94147?

HUD's FY2027 Small Area Fair Market Rents for 94147 are $2,470 (studio), $2,880 (1 BR), $3,540 (2 BR), $4,630 (3 BR) and $5,210 (4 BR) a month.

What is the Section 8 payment standard in 94147?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94147 that range is $3,186 to $3,894 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94147?

The FY2026 income limits of the San Francisco, CA area apply: median family income $200,800, low-income (80%) limit $168,100 for a family of four.