Income Limits by County

FY2027 Small Area FMR · San Francisco, CA

ZIP 94158 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94158 (San Francisco, CA) is $4,930 a month, up 12.8% from FY2026. That is 33% above the San Francisco, CA area-wide FMR of $3,697.

2-bedroom SAFMR$4,930per month ▲ 12.8%
Area-wide 2 BR FMR$3,697San Francisco, CA
Rank in the area2ndof 113 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$4,437
2 BR Small Area FMR$4,930
110% of SAFMR$5,423

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94158 sits in the San Francisco, CA area

$3,250$5,050median $3,590

Of the 113 ZIP codes HUD lists for the area, 94158 has the 2nd highest two-bedroom Small Area FMR. San Francisco, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,697 for two bedrooms; an agency that opts in to Small Area FMRs would use $4,930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$3,430$3,087 – $3,773$2,574$3,010
1 bedroom$4,010$3,609 – $4,411$3,003$3,610
2 bedrooms$4,930$4,437 – $5,423$3,697$4,370
3 bedrooms$6,440$5,796 – $7,084$4,832$5,580
4 bedrooms$7,250$6,525 – $7,975$5,439$5,790

A household renting a two-bedroom home at the Small Area FMR of $4,930 needs about $197,200 a year to keep housing costs at 30% of income. The area median family income is $200,800 and the 80% low-income limit for four people is $168,100. ZIP code 94158 lies mainly in San Francisco County. See the San Francisco, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94107San Francisco1.0 mi$4,930
94103San Francisco1.3 mi$3,930
94105San Francisco1.4 mi$4,260
94104San Francisco1.7 mi$3,480
94188San Francisco1.8 mi$3,540
94102San Francisco1.9 mi$3,250

Questions

What is the Fair Market Rent for ZIP code 94158?

HUD's FY2027 Small Area Fair Market Rents for 94158 are $3,430 (studio), $4,010 (1 BR), $4,930 (2 BR), $6,440 (3 BR) and $7,250 (4 BR) a month.

What is the Section 8 payment standard in 94158?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94158 that range is $4,437 to $5,423 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94158?

The FY2026 income limits of the San Francisco, CA area apply: median family income $200,800, low-income (80%) limit $168,100 for a family of four.