FY2027 Small Area FMR · Hayward, CA

ZIP 94544 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94544 (Hayward, CA) is $2,800 a month, down 1.8% from FY2026. That is 0% equal to the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$2,800per month ▼ 1.8%

Area-wide 2 BR FMR$2,805Oakland-Fremont, CA

Rank in the area70thof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,520

2 BR Small Area FMR$2,800

110% of SAFMR$3,080

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,080▼ 1.0%

1 BR$2,290▼ 1.7%

2 BR$2,800▼ 1.8%

3 BR$3,590▼ 1.4%

4 BR$4,240▼ 1.9%

FY2027 FY2026

Where 94544 sits in the Oakland-Fremont, CA area

Of the 115 ZIP codes HUD lists for the area, 94544 has the 70th highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,800 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,080	$1,872 – $2,288	$2,088	$2,100
1 bedroom	$2,290	$2,061 – $2,519	$2,290	$2,330
2 bedrooms	$2,800	$2,520 – $3,080	$2,805	$2,850
3 bedrooms	$3,590	$3,231 – $3,949	$3,592	$3,640
4 bedrooms	$4,240	$3,816 – $4,664	$4,250	$4,320

A household renting a two-bedroom home at the Small Area FMR of $2,800 needs about $112,000 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94544 lies mainly in Alameda County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
94542	Hayward	2.1 mi	$3,060
94587	Union City	3.0 mi	$3,070
94541	Hayward	3.2 mi	$2,770
94545	Hayward	4.3 mi	$2,930
94580	San Lorenzo	5.1 mi	$2,670
94546	Castro Valley	5.9 mi	$3,040

Questions

What is the Fair Market Rent for ZIP code 94544?

HUD's FY2027 Small Area Fair Market Rents for 94544 are $2,080 (studio), $2,290 (1 BR), $2,800 (2 BR), $3,590 (3 BR) and $4,240 (4 BR) a month.

What is the Section 8 payment standard in 94544?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94544 that range is $2,520 to $3,080 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94544?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.