Income Limits by County

FY2027 Small Area FMR · Walnut Creek, CA

ZIP 94596 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94596 (Walnut Creek, CA) is $3,250 a month, down 3.0% from FY2026. That is 16% above the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$3,250per month ▼ 3.0%
Area-wide 2 BR FMR$2,805Oakland-Fremont, CA
Rank in the area24thof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,925
2 BR Small Area FMR$3,250
110% of SAFMR$3,575

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94596 sits in the Oakland-Fremont, CA area

$2,270$3,830median $2,810

Of the 115 ZIP codes HUD lists for the area, 94596 has the 24th highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,420$2,178 – $2,662$2,088$2,460
1 bedroom$2,650$2,385 – $2,915$2,290$2,740
2 bedrooms$3,250$2,925 – $3,575$2,805$3,350
3 bedrooms$4,160$3,744 – $4,576$3,592$4,280
4 bedrooms$4,920$4,428 – $5,412$4,250$5,080

A household renting a two-bedroom home at the Small Area FMR of $3,250 needs about $130,000 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94596 lies mainly in Contra Costa County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94595Walnut Creek2.1 mi$2,820
94598Walnut Creek2.2 mi$3,630
94597Walnut Creek2.7 mi$3,140
94507Alamo2.8 mi$3,370
94549Lafayette4.2 mi$3,650
94518Concord4.3 mi$2,730

Questions

What is the Fair Market Rent for ZIP code 94596?

HUD's FY2027 Small Area Fair Market Rents for 94596 are $2,420 (studio), $2,650 (1 BR), $3,250 (2 BR), $4,160 (3 BR) and $4,920 (4 BR) a month.

What is the Section 8 payment standard in 94596?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94596 that range is $2,925 to $3,575 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94596?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.