Income Limits by County

FY2027 Small Area FMR · Emeryville, CA

ZIP 94608 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94608 (Emeryville, CA) is $3,270 a month, up 0.6% from FY2026. That is 17% above the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$3,270per month ▲ 0.6%
Area-wide 2 BR FMR$2,805Oakland-Fremont, CA
Rank in the area22ndof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,943
2 BR Small Area FMR$3,270
110% of SAFMR$3,597

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94608 sits in the Oakland-Fremont, CA area

$2,270$3,830median $2,810

Of the 115 ZIP codes HUD lists for the area, 94608 has the 22nd highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,430$2,187 – $2,673$2,088$2,390
1 bedroom$2,670$2,403 – $2,937$2,290$2,660
2 bedrooms$3,270$2,943 – $3,597$2,805$3,250
3 bedrooms$4,190$3,771 – $4,609$3,592$4,160
4 bedrooms$4,950$4,455 – $5,445$4,250$4,930

A household renting a two-bedroom home at the Small Area FMR of $3,270 needs about $130,800 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94608 lies mainly in Alameda County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94609Oakland1.4 mi$2,890
94702Berkeley2.0 mi$2,630
94703Berkeley2.0 mi$2,680
94710Berkeley2.1 mi$3,070
94607Oakland2.2 mi$2,630
94612Oakland2.2 mi$3,030

Questions

What is the Fair Market Rent for ZIP code 94608?

HUD's FY2027 Small Area Fair Market Rents for 94608 are $2,430 (studio), $2,670 (1 BR), $3,270 (2 BR), $4,190 (3 BR) and $4,950 (4 BR) a month.

What is the Section 8 payment standard in 94608?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94608 that range is $2,943 to $3,597 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94608?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.