Income Limits by County

FY2027 Small Area FMR · Berkeley, CA

ZIP 94709 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94709 (Berkeley, CA) is $2,820 a month, up 0.7% from FY2026. That is 1% above the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$2,820per month ▲ 0.7%
Area-wide 2 BR FMR$2,805Oakland-Fremont, CA
Rank in the area54thof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,538
2 BR Small Area FMR$2,820
110% of SAFMR$3,102

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94709 sits in the Oakland-Fremont, CA area

$2,270$3,830median $2,810

Of the 115 ZIP codes HUD lists for the area, 94709 has the 54th highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,820 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,100$1,890 – $2,310$2,088$2,060
1 bedroom$2,300$2,070 – $2,530$2,290$2,290
2 bedrooms$2,820$2,538 – $3,102$2,805$2,800
3 bedrooms$3,610$3,249 – $3,971$3,592$3,580
4 bedrooms$4,270$3,843 – $4,697$4,250$4,240

A household renting a two-bedroom home at the Small Area FMR of $2,820 needs about $112,800 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94709 lies mainly in Alameda County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
94720Berkeley0.7 mi$2,770
94704Berkeley1.0 mi$2,630
94703Berkeley1.2 mi$2,680
94702Berkeley1.4 mi$2,630
94707Berkeley1.5 mi$2,850
94708Berkeley1.7 mi$3,590

Questions

What is the Fair Market Rent for ZIP code 94709?

HUD's FY2027 Small Area Fair Market Rents for 94709 are $2,100 (studio), $2,300 (1 BR), $2,820 (2 BR), $3,610 (3 BR) and $4,270 (4 BR) a month.

What is the Section 8 payment standard in 94709?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94709 that range is $2,538 to $3,102 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94709?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.