FY2027 Small Area FMR · Richmond, CA

ZIP 94802 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94802 (Richmond, CA) is $2,790 a month, down 4.1% from FY2026. That is 1% below the Oakland-Fremont, CA area-wide FMR of $2,805.

2-bedroom SAFMR$2,790per month ▼ 4.1%

Area-wide 2 BR FMR$2,805Oakland-Fremont, CA

Rank in the area71stof 115 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,511

2 BR Small Area FMR$2,790

110% of SAFMR$3,069

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,080▼ 2.8%

1 BR$2,280▼ 4.2%

2 BR$2,790▼ 4.1%

3 BR$3,570▼ 4.0%

4 BR$4,230▼ 4.1%

FY2027 FY2026

Where 94802 sits in the Oakland-Fremont, CA area

Of the 115 ZIP codes HUD lists for the area, 94802 has the 71st highest two-bedroom Small Area FMR. Oakland-Fremont, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,805 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,790 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,080	$1,872 – $2,288	$2,088	$2,140
1 bedroom	$2,280	$2,052 – $2,508	$2,290	$2,380
2 bedrooms	$2,790	$2,511 – $3,069	$2,805	$2,910
3 bedrooms	$3,570	$3,213 – $3,927	$3,592	$3,720
4 bedrooms	$4,230	$3,807 – $4,653	$4,250	$4,410

A household renting a two-bedroom home at the Small Area FMR of $2,790 needs about $111,600 a year to keep housing costs at 30% of income. The area median family income is $162,800 and the 80% low-income limit for four people is $135,750. ZIP code 94802 lies mainly in Contra Costa County. See the Oakland-Fremont, CA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
94805	Richmond	1.4 mi	$2,650
94804	Richmond	1.5 mi	$2,630
94801	Richmond	2.2 mi	$2,630
94530	El Cerrito	2.9 mi	$2,980
94806	San Pablo	3.2 mi	$2,630
94803	El Sobrante	3.9 mi	$2,690

Questions

What is the Fair Market Rent for ZIP code 94802?

HUD's FY2027 Small Area Fair Market Rents for 94802 are $2,080 (studio), $2,280 (1 BR), $2,790 (2 BR), $3,570 (3 BR) and $4,230 (4 BR) a month.

What is the Section 8 payment standard in 94802?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94802 that range is $2,511 to $3,069 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94802?

The FY2026 income limits of the Oakland-Fremont, CA area apply: median family income $162,800, low-income (80%) limit $135,750 for a family of four.