Income Limits by County

FY2027 Small Area FMR · Petaluma, CA

ZIP 94954 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 94954 (Petaluma, CA) is $3,390 a month, down 1.2% from FY2026. That is 20% above the Santa Rosa-Petaluma, CA area-wide FMR of $2,819.

2-bedroom SAFMR$3,390per month ▼ 1.2%
Area-wide 2 BR FMR$2,819Santa Rosa-Petaluma, CA
Rank in the area1stof 53 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$3,051
2 BR Small Area FMR$3,390
110% of SAFMR$3,729

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 94954 sits in the Santa Rosa-Petaluma, CA area

$2,550$3,390median $2,820

Of the 53 ZIP codes HUD lists for the area, 94954 has the 1st highest two-bedroom Small Area FMR. Santa Rosa-Petaluma, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,819 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,390 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,380$2,142 – $2,618$1,980$2,360
1 bedroom$2,590$2,331 – $2,849$2,155$2,610
2 bedrooms$3,390$3,051 – $3,729$2,819$3,430
3 bedrooms$4,690$4,221 – $5,159$3,903$4,720
4 bedrooms$5,160$4,644 – $5,676$4,295$5,030

A household renting a two-bedroom home at the Small Area FMR of $3,390 needs about $135,600 a year to keep housing costs at 30% of income. The area median family income is $133,400 and the 80% low-income limit for four people is $131,850. ZIP code 94954 lies mainly in Sonoma County. See the Santa Rosa-Petaluma, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95476Sonoma5.0 mi$2,990
94945Novato7.2 mi$3,250
94951Penngrove7.6 mi$2,720
95431Eldridge8.1 mi$2,640
94947Novato9.2 mi$3,400
95442Glen Ellen10.2 mi$2,550

Questions

What is the Fair Market Rent for ZIP code 94954?

HUD's FY2027 Small Area Fair Market Rents for 94954 are $2,380 (studio), $2,590 (1 BR), $3,390 (2 BR), $4,690 (3 BR) and $5,160 (4 BR) a month.

What is the Section 8 payment standard in 94954?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 94954 that range is $3,051 to $3,729 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 94954?

The FY2026 income limits of the Santa Rosa-Petaluma, CA area apply: median family income $133,400, low-income (80%) limit $131,850 for a family of four.