FY2027 Small Area FMR · San Juan Bautista, CA
ZIP 95045 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95045 (San Juan Bautista, CA) is $3,230 a month, up 2.2% from FY2026. That is 8% above the San Benito County, CA area-wide FMR of $3,004.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 95045 sits in the San Benito County, CA area
Of the 9 ZIP codes HUD lists for the area, 95045 has the 2nd highest two-bedroom Small Area FMR. San Benito County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $3,004 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,230 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $2,450 | $2,205 – $2,695 | $2,279 | $2,400 |
| 1 bedroom | $2,470 | $2,223 – $2,717 | $2,296 | $2,410 |
| 2 bedrooms | $3,230 | $2,907 – $3,553 | $3,004 | $3,160 |
| 3 bedrooms | $4,470 | $4,023 – $4,917 | $4,160 | $4,290 |
| 4 bedrooms | $4,900 | $4,410 – $5,390 | $4,555 | $4,560 |
A household renting a two-bedroom home at the Small Area FMR of $3,230 needs about $129,200 a year to keep housing costs at 30% of income. The area median family income is $121,800 and the 80% low-income limit for four people is $117,600. ZIP code 95045 lies mainly in San Benito County. See the San Benito County, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 95045?
HUD's FY2027 Small Area Fair Market Rents for 95045 are $2,450 (studio), $2,470 (1 BR), $3,230 (2 BR), $4,470 (3 BR) and $4,900 (4 BR) a month.
What is the Section 8 payment standard in 95045?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95045 that range is $2,907 to $3,553 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 95045?
The FY2026 income limits of the San Benito County, CA area apply: median family income $121,800, low-income (80%) limit $117,600 for a family of four.