FY2027 Small Area FMR · San Jose, CA

ZIP 95133 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95133 (San Jose, CA) is $3,000 a month, down 3.8% from FY2026. That is 8% below the San Jose-Sunnyvale-Santa Clara, CA area-wide FMR of $3,272.

2-bedroom SAFMR$3,000per month ▼ 3.8%

Area-wide 2 BR FMR$3,272San Jose-Sunnyvale-Santa Cla

Rank in the area93rdof 106 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,700

2 BR Small Area FMR$3,000

110% of SAFMR$3,300

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,250▼ 4.3%

1 BR$2,550▼ 4.5%

2 BR$3,000▼ 3.8%

3 BR$4,030▼ 2.2%

4 BR$4,300▼ 4.2%

FY2027 FY2026

Where 95133 sits in the San Jose-Sunnyvale-Santa Clara, CA area

Of the 106 ZIP codes HUD lists for the area, 95133 has the 93rd highest two-bedroom Small Area FMR. San Jose-Sunnyvale-Santa Clara, CA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,700 and $3,300 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,250	$2,025 – $2,475	$2,458	$2,350
1 bedroom	$2,550	$2,295 – $2,805	$2,778	$2,670
2 bedrooms	$3,000	$2,700 – $3,300	$3,272	$3,120
3 bedrooms	$4,030	$3,627 – $4,433	$4,396	$4,120
4 bedrooms	$4,300	$3,870 – $4,730	$4,688	$4,490

A household renting a two-bedroom home at the Small Area FMR of $3,000 needs about $120,000 a year to keep housing costs at 30% of income. The area median family income is $205,500 and the 80% low-income limit for four people is $162,400. ZIP code 95133 lies mainly in Santa Clara County. See the San Jose-Sunnyvale-Santa Clara, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95116	San Jose	1.5 mi	$2,610
95112	San Jose	2.2 mi	$2,900
95131	San Jose	2.3 mi	$3,620
95113	San Jose	3.1 mi	$3,600
95110	San Jose	3.2 mi	$3,030
95122	San Jose	3.3 mi	$2,740

Questions

What is the Fair Market Rent for ZIP code 95133?

HUD's FY2027 Small Area Fair Market Rents for 95133 are $2,250 (studio), $2,550 (1 BR), $3,000 (2 BR), $4,030 (3 BR) and $4,300 (4 BR) a month.

What is the Section 8 payment standard in 95133?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95133 that range is $2,700 to $3,300 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95133?

The FY2026 income limits of the San Jose-Sunnyvale-Santa Clara, CA area apply: median family income $205,500, low-income (80%) limit $162,400 for a family of four.