Income Limits by County

FY2027 Small Area FMR · Altaville, CA

ZIP 95221 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95221 (Altaville, CA) is $1,630 a month, up 8.7% from FY2026. That is 6% above the Calaveras County, CA area-wide FMR of $1,533.

2-bedroom SAFMR$1,630per month ▲ 8.7%
Area-wide 2 BR FMR$1,533Calaveras County, CA
Rank in the area9thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,467
2 BR Small Area FMR$1,630
110% of SAFMR$1,793

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 95221 sits in the Calaveras County, CA area

$1,390$2,190median $1,530

Of the 22 ZIP codes HUD lists for the area, 95221 has the 9th highest two-bedroom Small Area FMR. Calaveras County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,533 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,630 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,180$1,062 – $1,298$1,109$1,050
1 bedroom$1,250$1,125 – $1,375$1,172$1,140
2 bedrooms$1,630$1,467 – $1,793$1,533$1,500
3 bedrooms$2,260$2,034 – $2,486$2,123$2,090
4 bedrooms$2,360$2,124 – $2,596$2,224$2,250

A household renting a two-bedroom home at the Small Area FMR of $1,630 needs about $65,200 a year to keep housing costs at 30% of income. The area median family income is $102,600 and the 80% low-income limit for four people is $82,100. ZIP code 95221 lies mainly in Calaveras County. See the Calaveras County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
95222Angels Camp3.9 mi$1,630
95251Vallecito5.8 mi$1,700
95247Murphys7.0 mi$1,750
95249San Andreas8.4 mi$1,390
95310Columbia9.9 mi$1,810
95246Mountain Ranch10.4 mi$1,390

Questions

What is the Fair Market Rent for ZIP code 95221?

HUD's FY2027 Small Area Fair Market Rents for 95221 are $1,180 (studio), $1,250 (1 BR), $1,630 (2 BR), $2,260 (3 BR) and $2,360 (4 BR) a month.

What is the Section 8 payment standard in 95221?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95221 that range is $1,467 to $1,793 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95221?

The FY2026 income limits of the Calaveras County, CA area apply: median family income $102,600, low-income (80%) limit $82,100 for a family of four.