FY2027 Small Area FMR · Guerneville, CA

ZIP 95446 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95446 (Guerneville, CA) is $2,550 a month, up 3.2% from FY2026. That is 10% below the Santa Rosa-Petaluma, CA area-wide FMR of $2,819.

2-bedroom SAFMR$2,550per month ▲ 3.2%

Area-wide 2 BR FMR$2,819Santa Rosa-Petaluma, CA

Rank in the area37thof 53 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,295

2 BR Small Area FMR$2,550

110% of SAFMR$2,805

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,760▲ 3.5%

1 BR$1,940▲ 2.6%

2 BR$2,550▲ 3.2%

3 BR$3,500▲ 3.9%

4 BR$3,740▲ 4.8%

FY2027 FY2026

Where 95446 sits in the Santa Rosa-Petaluma, CA area

Of the 53 ZIP codes HUD lists for the area, 95446 has the 37th highest two-bedroom Small Area FMR. Santa Rosa-Petaluma, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,819 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,550 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,760	$1,584 – $1,936	$1,980	$1,700
1 bedroom	$1,940	$1,746 – $2,134	$2,155	$1,890
2 bedrooms	$2,550	$2,295 – $2,805	$2,819	$2,470
3 bedrooms	$3,500	$3,150 – $3,850	$3,903	$3,370
4 bedrooms	$3,740	$3,366 – $4,114	$4,295	$3,570

A household renting a two-bedroom home at the Small Area FMR of $2,550 needs about $102,000 a year to keep housing costs at 30% of income. The area median family income is $133,400 and the 80% low-income limit for four people is $131,850. ZIP code 95446 lies mainly in Sonoma County. See the Santa Rosa-Petaluma, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95471	Rio Nido	2.3 mi	$2,550
95486	Villa Grande	3.2 mi	$2,550
95462	Monte Rio	4.0 mi	$2,550
95430	Duncans Mills	4.5 mi	$2,550
95436	Forestville	6.1 mi	$2,550
95465	Occidental	7.3 mi	$2,550

Questions

What is the Fair Market Rent for ZIP code 95446?

HUD's FY2027 Small Area Fair Market Rents for 95446 are $1,760 (studio), $1,940 (1 BR), $2,550 (2 BR), $3,500 (3 BR) and $3,740 (4 BR) a month.

What is the Section 8 payment standard in 95446?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95446 that range is $2,295 to $2,805 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95446?

The FY2026 income limits of the Santa Rosa-Petaluma, CA area apply: median family income $133,400, low-income (80%) limit $131,850 for a family of four.