FY2027 Small Area FMR · Lucerne, CA

ZIP 95458 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95458 (Lucerne, CA) is $1,440 a month, up 8.3% from FY2026. That is 11% below the Lake County, CA area-wide FMR of $1,616.

2-bedroom SAFMR$1,440per month ▲ 8.3%

Area-wide 2 BR FMR$1,616Lake County, CA

Rank in the area13thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,296

2 BR Small Area FMR$1,440

110% of SAFMR$1,584

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,100▲ 8.9%

1 BR$1,100▲ 8.9%

2 BR$1,440▲ 8.3%

3 BR$1,990▲ 7.6%

4 BR$2,410▲ 8.1%

FY2027 FY2026

Where 95458 sits in the Lake County, CA area

Of the 16 ZIP codes HUD lists for the area, 95458 has the 13th highest two-bedroom Small Area FMR. Lake County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,616 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,440 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,100	$990 – $1,210	$1,233	$1,010
1 bedroom	$1,100	$990 – $1,210	$1,235	$1,010
2 bedrooms	$1,440	$1,296 – $1,584	$1,616	$1,330
3 bedrooms	$1,990	$1,791 – $2,189	$2,238	$1,850
4 bedrooms	$2,410	$2,169 – $2,651	$2,701	$2,230

A household renting a two-bedroom home at the Small Area FMR of $1,440 needs about $57,600 a year to keep housing costs at 30% of income. The area median family income is $72,400 and the 80% low-income limit for four people is $77,700. ZIP code 95458 lies mainly in Lake County. See the Lake County, CA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
95464	Nice	6.0 mi	$1,400
95443	Glenhaven	7.4 mi	$1,470
95423	Clearlake Oaks	9.2 mi	$1,520
95485	Upper Lake	10.5 mi	$1,400
95493	Witter Springs	12.1 mi	$1,420
95435	Finley	12.5 mi	$1,620

Questions

What is the Fair Market Rent for ZIP code 95458?

HUD's FY2027 Small Area Fair Market Rents for 95458 are $1,100 (studio), $1,100 (1 BR), $1,440 (2 BR), $1,990 (3 BR) and $2,410 (4 BR) a month.

What is the Section 8 payment standard in 95458?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95458 that range is $1,296 to $1,584 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 95458?

The FY2026 income limits of the Lake County, CA area apply: median family income $72,400, low-income (80%) limit $77,700 for a family of four.