FY2027 Small Area FMR · Fort Dick, CA
ZIP 95538 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95538 (Fort Dick, CA) is $1,420 a month, up 2.2% from FY2026. That is 1% above the Del Norte County, CA area-wide FMR of $1,406.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 95538 sits in the Del Norte County, CA area
Of the 5 ZIP codes HUD lists for the area, 95538 has the 1st highest two-bedroom Small Area FMR. Del Norte County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,406 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $990 | $891 – $1,089 | $979 | $970 |
| 1 bedroom | $1,300 | $1,170 – $1,430 | $1,292 | $1,240 |
| 2 bedrooms | $1,420 | $1,278 – $1,562 | $1,406 | $1,390 |
| 3 bedrooms | $1,970 | $1,773 – $2,167 | $1,947 | $1,930 |
| 4 bedrooms | $2,350 | $2,115 – $2,585 | $2,322 | $2,310 |
A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $91,300 and the 80% low-income limit for four people is $77,700. ZIP code 95538 lies mainly in Del Norte County. See the Del Norte County, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 95538?
HUD's FY2027 Small Area Fair Market Rents for 95538 are $990 (studio), $1,300 (1 BR), $1,420 (2 BR), $1,970 (3 BR) and $2,350 (4 BR) a month.
What is the Section 8 payment standard in 95538?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95538 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 95538?
The FY2026 income limits of the Del Norte County, CA area apply: median family income $91,300, low-income (80%) limit $77,700 for a family of four.