FY2027 Small Area FMR · Orleans, CA
ZIP 95556 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 95556 (Orleans, CA) is $1,400 a month, up 4.5% from FY2026. That is 10% below the Humboldt County, CA area-wide FMR of $1,554.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 95556 sits in the Humboldt County, CA area
Of the 40 ZIP codes HUD lists for the area, 95556 has the 36th highest two-bedroom Small Area FMR. Humboldt County, CA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,554 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,400 for this ZIP code instead.
ZIP code 95556 crosses more than one HUD area. HUD also lists it under Siskiyou County, CA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,010 | $909 – $1,111 | $1,122 | $970 |
| 1 bedroom | $1,070 | $963 – $1,177 | $1,188 | $1,020 |
| 2 bedrooms | $1,400 | $1,260 – $1,540 | $1,554 | $1,340 |
| 3 bedrooms | $1,950 | $1,755 – $2,145 | $2,152 | $1,870 |
| 4 bedrooms | $2,340 | $2,106 – $2,574 | $2,597 | $2,250 |
A household renting a two-bedroom home at the Small Area FMR of $1,400 needs about $56,000 a year to keep housing costs at 30% of income. The area median family income is $85,700 and the 80% low-income limit for four people is $77,700. ZIP code 95556 lies mainly in Humboldt County and Siskiyou County. See the Humboldt County, CA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 95556?
HUD's FY2027 Small Area Fair Market Rents for 95556 are $1,010 (studio), $1,070 (1 BR), $1,400 (2 BR), $1,950 (3 BR) and $2,340 (4 BR) a month.
What is the Section 8 payment standard in 95556?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 95556 that range is $1,260 to $1,540 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 95556?
The FY2026 income limits of the Humboldt County, CA area apply: median family income $85,700, low-income (80%) limit $77,700 for a family of four.